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Miami-Dade Green Mortgage
Housing Finance Authority olf Miami-Dade County


Miami-Dade Housing Finance Authority
7855 NW 12th Street Suite 102
Doral Florida 33126
305 594-2518

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Program Overview

Miami-Dade Green Mortgage is a program that provides a slightly lower interest rate, an option for longer repayment terms, and potential credit-score adjustments for loans to purchase an environmentally certified home. Property must be located in Miami-Dade County.

Who is eligible for thisTest program?

Maximum income is $78,720 for a 1 or 2 person household or $91,840 for a household of 3 or more. Funds may be applied towards the purchase of an environmentally-certified home.

Maximum % of Sales Price: 15%
Household Income Limit: $ 91,840
Is thisTest program for first time buyers only? No

Property Eligibility Requirements

Property must be located in Miami-Dade County.
The sales price cannot exceed $ 478,076.
Allowable property types: New or existing single-family units, townhomes, condos, and manufactured homes. Property must have an LEED, FGBC, or NAHB Certification Checklist that is no less than 10 points above the minimum threshold for certification.

Benefit Details

Mortgage will be a 0% deferred second mortgage for the term of the first mortgage. Thereafter the principal becomes fully amortized over 15 years in equal payments.

Benefit: No-interest deferred payment second mortgage.
Homebuyer Counseling /
Education Required:
Owner Occupancy Required:Yes
Other Program Comments:Borrower must agree to provide HFA with access to all utility bills for 24 months after closing.

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