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Miami-Dade First-Time Homebuyers Program
Miami-Dade Public Housing & Community Development


Miami-Dade Public Housing and Community Development
701 NW 1st Court 14th Floor
Miami Florida 33136
786 469-2100

Program Overview

Miami-Dade First-Time Homebuyers Program is a assists very low to moderate-income individuals and families with the purchase of a home as their primary residence, by processing a low-interest second mortgage Property must be located in an approved County-funded development.

Who is eligible for thisTest program?

Borrowers must have been employed in the same line of work for at least 24 months, must have a good, established credit history and be approved for credit by a participating lender, and must be either a U.S. Citizen, or have obtained legal permanent residency immigration status. Borrowers must be very low to moderate income

Maximum % of Sales Price: 97%
Is thisTest program for first time buyers only? Yes

Property Eligibility Requirements

The property must be in an area designated for residential housing.
Allowable property types: Single family detached homes, townhouses, condominiums, twin-homes and studios

Benefit Details

Benefit: Low-interest mortgage loans.
Loan Term:30 years
Homebuyer Counseling /
Education Required:
Owner Occupancy Required:Yes
Other Program Comments:Maximum payment, including house payment and payments on all outstanding debts, may not exceed 45% of the borrower's gross monthly income. Application is made through an approved lender.

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