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Florida First
Florida Housing Finance Corporation


Florida Housing Finance Corporation
227 North Bronough Street Suite 5000
Tallahassee Florida 32301
(800) 814-4663

Program Overview

Florida First is a program that offers low interest, 30-year fixed rate mortgage loans.

Who is eligible for thisTest program?

Borrowers must be first-time homebuyers, or homebuyers who have not owned a home in three years. The maximum household income for eligible borrowers is $78720 in Miami-Dade or $85920 in Broward County for a family of one or two, and $918400 in Miami-Dade or $100240 in Broward County for a family of three or more. Lenders may set additional eligibility requirements. Funds may be used to purchase a single-family home.

Is thisTest program for first time buyers only? Yes

Property Eligibility Requirements

The sales price cannot exceed $ In Broward County $391,153, or $478,076 for a home in a federally designated target area. In Miami-Dade, the maximum price is $391,153, or $478,076 for a home in a federally designated target area..
Allowable property types: Single-family home.

Benefit Details

Florida First offers low-interest, fixed rate mortgage loans for the purchase of single-family homes.

Benefit: Low-interest, fixed rate mortgage.
Loan Term:30 years
Homebuyer Counseling /
Education Required:
Owner Occupancy Required:Yes
Other Program Comments:Application is made through participating lenders. Maximum percentage of the purchase price is fixed by the lender. Eligible borrowers will automatically qualify for downpayment and closing cost assistance.

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