Finding a Home
Search for a REALTOR®
Looking at homes
Location and condition
How much can I afford?
Costs of owning a home
Find a homebuyer program
Getting pre-qualified for a loan
Your offer to purchase
Finding a lender
Choosing a mortgage
Shopping interest rates
Loan application costs
The appraisal process
Qualifying for a loan
Importance of getting an inspection
How to find a qualified inspector
Different types of inspections
Preparing for closing
Understanding closing costs
Setting a closing date
At your closing
After your closing
100 Questions & Answers
Homebuyer's Dictionary (glossary)
Search for a Certified Housing Opportunities Specialist
In your search for a home, a Housing Opportunities Specialist REALTOR® will help you find a home that fits your needs. He or she may suggest potential lenders and provide information about the local schools, stores, property tax, etc.
When you are ready to make a purchase offer to the seller, your REALTOR® usually will be the one to present that offer. It will include the means of financing you will be using for the purchase.
YThe seller will typically pay the REALTOR's® commission, based on the house's selling price, so you will probably not be responsible for that fee. You should, however, strongly consider enlisting a "buyer's agent"– a REALTOR® who will represent your interests in the transaction.
To find a Housing Opportunities Specialist REALTOR® in your area who is familiar with Home Purchase assistance programs, click here for a list.
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